Lake County 55+ / Clermont / Emerald Lakes

55+ age-restricted

Emerald Lakes 55+ community guide · Clermont, FL

A 55+ resident-owned co-op on the Clermont Chain of Lakes with a private boat ramp, dock and boat slips. The roughly $305 monthly fee includes cable, internet, water, sewer and trash, and there is no lot rent.

Who Emerald Lakes fits

Active retirees who want lakefront boating near downtown Clermont and the Orlando area with bundled utilities.

Amenities

Heated pool, clubhouse, library, shuffleboard, bocce, horseshoes, marina/boat slips, private dock and boat ramp, Clermont Chain of Lakes access, golf carts allowed.

What's near Emerald Lakes

Hospitals
  • Orlando Health South Lake Hospital, 1900 Don Wickham Dr., Clermont. Full-service hospital serving south Lake County.
  • AdventHealth Minneola, 1800 N. Hancock Rd., Minneola. 80-bed hospital near Florida's Turnpike, opened December 2025.
Parks & lakes
  • Lake Louisa State Park: 4,500 acres with trails, lakes and cabins
  • Clermont Waterfront Park on Lake Minneola
  • South Lake Trail, a paved bike and walking trail
  • Sugarloaf Mountain, a favorite cycling climb
Town & shopping
  • Downtown Clermont and the Citrus Tower
  • SR-50 and US-27 shopping corridors
Getting around
  • Florida's Turnpike, SR-50 and SR-429
  • Orlando International Airport and Disney-area attractions to the east

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Frequently asked questions

Is Emerald Lakes a 55+ community?

Yes. Emerald Lakes is listed as 55+ age-restricted. Under the federal Housing for Older Persons Act, at least 80% of occupied homes must have at least one resident aged 55 or older; check the community's own rules for guests, younger spouses and renters.

What are the HOA fees at Emerald Lakes?

Reported dues are $305 per month as of October 2026. Reported inclusions: Cable, internet, water, sewer, trash, pool. Fees vary by home and change over time, so confirm with the HOA.

Is Emerald Lakes gated?

We have not yet confirmed whether Emerald Lakes is gated.

Does Emerald Lakes have a golf course?

There is no golf course in Emerald Lakes.

Who built Emerald Lakes?

Clermont Emerald Lakes Co-Op. Homes are available as resales only.

How far is Emerald Lakes from a hospital?

About 10 minutes (4.0 mi) by car to Orlando Health South Lake Hospital, the nearest Lake County hospital. Times are measured from the community entrance or sales center without traffic and will vary by home.

What healthcare is near Emerald Lakes?

The nearest urgent care is CareSpot Urgent Care of Clermont, about 8 minutes away. The nearest pharmacy is Walgreens, about 5 minutes away. Veterans can use the Clermont VA Clinic, about 11 minutes away. Times are by car without traffic.

Does Emerald Lakes have a CDD fee?

We have not yet confirmed whether this community carries a Community Development District (CDD) assessment. Check the non-ad valorem assessments on a current Lake County tax bill for any home you're considering.

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Last checked October 2026. Sources: public community listings and MLS data. Something out of date? Tell us.

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